Gauging by the market trend the average market value of the homes has risen by 50% in the past 10 years. A week抯 or a month抯 prevailing price may not hold true for the coming days. While showing the home for the prospective buyer put a word or two about the date of moving out in case the deal is sealed. A mere license with knowledge of real estate rules and laws would not suffice in keeping his feet in the market. A broker has more administrative responsibility while an agent works with clients who are interested in properties. Wealthy brokers can wait till turn around of the market and still make a profit but they are still tied down by the blocked money. These brokers, in addition to brokering deals, also enter into contracts with sellers for selling off their property by making a down payment which obligates them to sell at higher than the contracted price.* Sometimes at the time of closing of deals, an agent has to manage last minute indecisions of the clients in completing the deal and expect the unexpected. To close a deal if bargaining over price becomes necessary, the agents should have their clients best interest at heart and get the best possible price. Get out fast. But is the market quite so? Can anyone make quick money by investing in real estate? Unfortunately, it is not quite so, although we rarely, if ever, hear people loosing money in real estate investment. The biggest and the ever recurring problem

Property law
Part of the common law series
Acquisition of property
Gift  路 Adverse possession  路 Deed
Lost, mislaid, and abandoned property
Alienation  路 Bailment  路 License
Estates in land
Allodial title  路 Fee simple  路 Fee tail
Life estate  路 Defeasible estate
Future interest  路 Concurrent estate
Leasehold estate  路 Condominiums
Conveyancing of interests in land
Bona fide purchaser  路 Torrens title
Estoppel by deed  路 Quitclaim deed
Mortgage  路 Equitable conversion
Action to quiet title
Limiting control over future use
Restraint on alienation
Rule against perpetuities
Rule in Shelley's Case
Doctrine of worthier title
Nonpossessory interest in land
Easement  路 Profit
Covenant running with the land
Equitable servitude
Related topics
Fixtures  路 Waste  路 Partition
Riparian water rights
Lateral and subjacent support
Assignment  路 Nemo dat
Other areas of the common law
Contract law  路 Tort law
Wills and trusts
Criminal Law  路 Evidence

A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt.

The term mortgage (from Anglo-Norman, lit. dead pledge) refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property.

In many countries it is normal for home purchases to be funded by a mortgage. In countries where the demand for home ownership is highest, strong domestic markets have developed, notably in Spain, the United Kingdom and the United States.

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