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| Property law |
|---|
| Part of the common law series |
| Acquisition of property |
| Gift 路 Adverse possession 路 Deed |
| Lost, mislaid, and abandoned property |
| Alienation 路 Bailment 路 License |
| Estates in land |
| Allodial title 路 Fee simple 路 Fee tail |
| Life estate 路 Defeasible estate |
| Future interest 路 Concurrent estate |
| Leasehold estate 路 Condominiums |
| Conveyancing of interests in land |
| Bona fide purchaser 路 Torrens title |
| Estoppel by deed 路 Quitclaim deed |
| Mortgage 路 Equitable conversion |
| Action to quiet title |
| Limiting control over future use |
| Restraint on alienation |
| Rule against perpetuities |
| Rule in Shelley's Case |
| Doctrine of worthier title |
| Nonpossessory interest in land |
| Easement 路 Profit |
| Covenant running with the land |
| Equitable servitude |
| Related topics |
| Fixtures 路 Waste 路 Partition |
| Riparian water rights |
| Lateral and subjacent support |
| Assignment 路 Nemo dat |
| Other areas of the common law |
| Contract law 路 Tort law |
| Wills and trusts |
| Criminal Law 路 Evidence |
A mortgage is a method of using property (real or personal) as security for the payment of a debt.
The term mortgage (from Law French, lit. dead pledge) refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan.
In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property.
In many countries it is normal for home purchases to be funded by a mortgage. In countries where the demand for home ownership is highest, strong domestic markets have developed, notably in Spain, the United Kingdom and the United States.
An Outstanding Mortgage Brokerage Firm Serving The Lending Needs Of Real Estate Professionals, Builders & Individual Home buyers.
Social networking site for old people BOOMj.com has been acquired (or merged into: they say both) by Time Lending California, a company that engages in 鈥渄irect mail marketing for mortgage companies鈥 as well as real estate loan brokering and real estate sales.
Participants in the California State Teachers Retirement System can use the CalSTRS Home Loan Program to refinance their existing home loan or to buy a new home. Loans are made in amounts of up to $667,400 (or 95% loan to home value) and feature 15 to 30 year terms. Interest rates are typically below market.
Southern California Realtor George Hartline of 4ghh.com has set up a new site that will allow visitors to search for homes new and old, provides links to the top websites for loan information, and provides news feeds of the top real estate stories in the country. It also provides "video" listings, a relatively new service for selling homes.
ounded and managed by experienced real estate developers, Lone Oak Fund specializes in bridge financing for real estate investors, developers and businesses on commercial properties located throughout California......